Funding Readiness Score
Understand your lender-facing profile and unlock more capital
Overall Readiness
78Ready ScoreHigh Potential
Estimated Funding Access
$50K – $150K
Current: 78Next milestone: 85
Score Breakdown
Credit Profile30% weight
85Business Age20% weight
60Revenue Consistency25% weight
72Documentation15% weight
90Banking History10% weight
68Lender Eligibility
SBA Express Loans
Min score: 85 — Up to $500K
Business Line of Credit
Min score: 75 — $25K – $100K
Equipment Financing
Min score: 65 — Up to $250K
Invoice Factoring
Min score: 55 — 80% of invoices
Merchant Cash Advance
Min score: 40 — $5K – $50K
Recommended Actions
Sorted by impact
Register with Experian Business
+8 pts readiness
Register with Equifax Business
+7 pts readiness
Open 2 more Net-30 trade lines
+6 pts readiness
Add 3 months bank statements to profile
+5 pts readiness
Increase business checking average balance
+3 pts readiness